News & Resources

Do you know what the differences are between having bad credit and having no credit at all? There are various nuances to each state of financial affairs that can be confusing, so if you're not sure about the differences between no credit vs bad credit, read on and let...

Getting married is one of the most joyful experiences a person can have in this life; paying for that wedding, on the other hand, warms the heart a little less. But even if you’re having to pull your purse strings tight, you can still have the wedding of your dreams...

If you pay attention to the gossip columns full of five-star hotels and celebrity-studded gatherings, it might be easy to think that you don’t have the cash to enjoy your Spring Break vacation to its utmost. But the reality is that there are plenty of ways that you...

If you’re short on cash or credit, buying an item on layaway might strike you as an appealing idea, especially if you’re sure you’ll have the money for it in the near future. But what exactly is layaway, and is it a good idea? Let Money Ladder help you sort out fact...

As paradoxical as it might seem, building credit from scratch can sometimes be more difficult than fixing bad credit you’ve already accrued. It might feel like a daunting task at first, but there are some simple ways you can go from not having a credit to your name to...

For many of us, pricey gifts aren’t the only expenditure we have to worry about during the holidays. Traveling to see our friends and family can put just as big of a dent in our pocketbooks. Traveling during the holidays can be costly, but with Money Ladder’s help you...

The holidays are here again, but while some of us are stoking cozy fires and sending out Christmas cards to the people we love, others are sharpening their spyware and looking for unsuspecting shoppers to bamboozle out of their credit card information. Identity theft...

When you think of a life that's debt-free, what does it look like? Do you dream about having a credit score good enough to buy a nice car or a mortgage with the absolute best rates? Maybe you just want to be able to save for a vacation without wondering if you should...

There are undoubtedly things you want in life that cost some amount of money that you do not currently have. Whether the object of your attention is a big-ticket item consumer item like a car, a lifestyle experience such as a trip across Europe, or the achievement of...

K-12 education in the United States lasts for up to 12 years and yet a vital component of living a responsible lifestyle is lacking from the mandatory education curriculum. Due to the lack of basic financial education, it is left to each of us to learn the principles...

We all look forward to the day when we can finally clock out for the last time and enjoy the hard-earned fruits of a lifetime of labor. Unfortunately, we don’t all have the knowledge or confidence to invest properly in our future, but that doesn’t have to stay the...

You may think you have to spend every red cent you earn on your debts and daily essentials, but there are lots of ways you can bulk up on financial reserves no matter what your monetary obligations look like. Here are some of the ways you can start building savings at...

We’ve all been there. You finally got that raise that your boss has been promising you for the last two years. You’re so ecstatic you round up your friends and family and pop some bubbly to celebrate this momentous occasion. Then bam! You get a letter in the mail...