Nobody likes having to cut back on expenses, but there are some easy steps you can take to minimize the money you spend on a daily basis without cutting down on the pleasure you get out of life. There are plenty of ways to save money on a tight budget that you might not have thought of before, and we’re going to count down 10 of the best of them here at Money Ladder.

1. Eat at Home

Cutting back on the amount you eat out isn’t just good for your pocketbook, it’s good for your waistline too (the “secret ingredient” lots of your favorite restaurants use? Trust us, it’s butter). Even the clumsiest among us can find some easy, nutritious recipes to make at home with minimal effort.

2. Block the Streams

If you’re struggling with ways to save money on a tight budget, check how many entertainment streams you’re subscribed to right now and whittle them down. Those few dollars a month that the Netflix subscriptions and Fortnite battle passes of the world ask for add up quickly, so only pay for the ones you’re getting the most from.

3. Use it or Lose It

Speaking of money saving ideas and canceling subscriptions, did you know that unused gym memberships build up a staggering amount of monetary waste every year? Be honest with yourself and see if you’re really putting the gym to the best use you can, or if one of the easiest ways to save money on a tight budget might be to make use of free weights at home and a running schedule instead.

4. Ease Back on Nightlife

Hitting the bottles on a night out can make your money disappear before your eyes, and the drunchies that invariably come with doing so can exacerbate the process tenfold. A few more quiet nights every month might make a world of difference to your bottom line.

5. Ridesharing and Carpooling

If you live on the same route to work as one of your friends, implement one of the classic ways to save money on a tight budget: carpooling! You’ll be astonished at how much thicker your wallet will feel at the end of the week when you’re not spreading it thin on gas and car repairs.


6. Buy Secondhand from Friends

If your phone screen should break unexpectedly or your car needs a part you don’t have on hand, ask your close friends if they have anything lying around that could be of assistance. You’ll always get a better price on the necessities from your pals than you would from even the most generous secondhand store.

7. DIY Home Repairs

While this might sound like one of the riskier ways to save money on a tight budget, a surprisingly straightforward classification of money saving ideas comes in the form of learning how to fix things around the house by yourself instead of calling for help. There are plenty of guides out there for how to go about home repairs safely and effectively, and we promise that buying a box of tools will cost you less than any repairman.

8. Savings are Everywhere

Almost every outlet you can think of has a clearance section, and many retailers and services provide discounts for seniors, students, members of the armed forces and other kinds of people if you know where to look. You can’t look past all the ways to save money on a tight budget that comes simply from asking your local providers what’s on sale right now.

9. Trim the Fat

Odds are good that there’s a lot of stuff in your house that you haven’t made use of in years, and there’s likely someone out there that can give that too-large shirt or dusty stereo system a loving home. Get rid of your excess items in garage sales and online auction stores like eBay or Poshmark, and watch as your money grows along with your free space.

10. Take a Look (It’s in a Book)

If you’re looking for ways to save money on a tight budget that doesn’t cut down on the movies and music you take in every month, look no further than your local library! Money saving ideas abound among the many books you can soak up for absolutely free, and you might be surprised at the amount of cool movies and online resources that are accessible with a library membership.

Save More with Money Ladder

The fact of the matter is that there are as many ways to save money on a tight budget as there are ways to spend it when cash is flush, and we’ve barely scratched the surface with this list of 10. If you’re looking for comprehensive, surefire ways to make sure your bank account stays secure through good times and bad, Money Ladder is your best bet. Our friendly and financially wise Client Success Specialists have helped countless clients through a huge variety of situations, and we have ways to save money on a tight budget that are completely customized for the needs of every individual and family that comes our way.

If you’re ready to stop reading about financial security and start experiencing it for yourself, give us a call at 1-888-585-8492 and let us know how we can help. Great money saving ideas don’t begin and end with the amount of money you can save during everyday life; if you want to learn about investments, retirement planning and so much more, get in touch with Money Ladder today and let us show you a world that extends far beyond ways to save money on a tight budget.


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