What Is Behavioral Finance? Understanding Your Money Influences What is behavioral finance? This theory focuses on how our behaviors and influences can affect spending habits. Learn more here. Ever found yourself splurging on a whim, only to later question what drove...
Do you know what the differences are between having bad credit and having no credit at all? There are various nuances to each state of financial affairs that can be confusing, so if you’re not sure about the differences between no credit vs bad credit, read on...
Getting married is one of the most joyful experiences a person can have in this life; paying for that wedding, on the other hand, warms the heart a little less. But even if you’re having to pull your purse strings tight, you can still have the wedding of your dreams...
If you pay attention to the gossip columns full of five-star hotels and celebrity-studded gatherings, it might be easy to think that you don’t have the cash to enjoy your Spring Break vacation to its utmost. But the reality is that there are plenty of ways that you...
If you’re short on cash or credit, buying an item on layaway might strike you as an appealing idea, especially if you’re sure you’ll have the money for it in the near future. But what exactly is layaway, and is it a good idea? Let Money Ladder help you sort out fact...
As paradoxical as it might seem, building credit from scratch can sometimes be more difficult than fixing bad credit you’ve already accrued. It might feel like a daunting task at first, but there are some simple ways you can go from not having a credit to your name to...
