The trusted team at Money Ladder will find you the right personal loan for credit card debt.

Refinance High-Interest Credit Card Debt With a Personal Loan

If large credit card balances are hanging over your head each month, it’s time to take action. With personal loans specifically designed for credit card debt consolidation from Money Ladder, you can pay off multiple cards and replace them with a single, more affordable monthly payment.

Contact our friendly team today to learn more.

Money Ladder Can Provide a Helping Hand

We know what it’s like to feel weighed down by high-interest credit cards. Making multiple payments every month can drain your finances and energy. That nagging worry about how long it will take to become debt-free is all too common, but it doesn’t have to stay that way.

As industry leaders in providing personal loans for credit card debt, we’ve helped thousands of people just like you simplify their finances and regain control. Our loans allow you to consolidate multiple cards into one low fixed-rate personal loan. Suddenly, that pile of monthly bills gets replaced with a single, more manageable payment at a fraction of the interest cost.

You can shift your focus from stressing over debt to making strategic plans for saving money and improving your credit profile overall.

Get Approved to Pay Off Credit Cards

Our best personal loans for credit card debt offer access to funds to consolidate high-interest balances, with fixed monthly payments and interest rates well below average cards. No more worrying about how to pay off credit card debt. Instead, with a tailored Money Ladder personal loan, you’ll see real financial progress with each payment.

Fast Funding Right When You Need It

If approved for a loan, funds can be deposited into your bank account within two business days-no need to wait weeks to consolidate credit card debt and simplify your bills like with other lenders. Say goodbye to credit card debt fast when you refinance with Money Ladder. The ability to quickly pay off balances in full with loan proceeds means avoiding future interest charges and late fees from card companies.

Customer Service Is Our Top Priority

We want refinancing credit card debt to be a positive experience, not another source of stress. Our friendly, knowledgeable team is here to answer any questions, offer guidance, and ensure a smooth process from start to finish.

Should any issues arise, contact us-we’ll always work with you to find solutions. And with a Trustpilot rating of Excellent based on our reviews, it’s clear to see we’re dedicated to serving our customers.

Refinancing Puts You Back in Control

Stressing over minimum payments and high interest rates is no way to manage your money. Break free from the credit card debt cycle and take control of your finances with a Money Ladder personal loan for credit card debt consolidation. You’ll be enjoying the peace of mind that comes with lower, fixed monthly payments in no time.

Simple Online Application

Applying for a credit card debt consolidation loan with Money Ladder is fast and easy.

Step One: Contact Us to Get Started

All you’ll have to do is provide basic information like your name, address, monthly income, and expenses when calling or completing our safe and secure online application form. We aim to approve most applicants within 48 hours.

Step Two: Sign Your Loan Agreement

Upon approval, you’ll receive your personalized loan agreement. Once signed, your loan funds will be directly deposited into your bank account within two business days.

Step Three: Make One Simple Monthly Payment

All you have to do now is make your regular monthly payment. Then, it’s time to say goodbye to credit card debt for good!

Customer Success Stories

Perhaps the most convincing evidence that our program works comes directly from customers who have been through the process with our help. Please take a few moments to read some of the Money Ladder hardship recovery loan reviews, and you’ll see what we mean.

Rudy was amazing

⭐⭐⭐⭐⭐

I recently had the pleasure of working with Rudy Rosete from Money Ladder, and I cannot sing his praises enough. Rudy’s combination of expertise and empathy made what could have been a stressful experience remarkably smooth and reassuring.

From our first interaction, Rudy demonstrated an impressive depth of knowledge about debt consolidation options and patiently guided me through the entire process. He took the time to understand my unique financial situation and concerns, offering personalized solutions tailored to my needs.

What truly stood out, however, was Rudy’s empathy and understanding. He listened attentively, never once making me feel judged or overwhelmed by my circumstances. Instead, he provided genuine support and encouragement, instilling confidence that I was on the right path to financial freedom.

Thanks to Rudy’s expertise and compassionate approach, I now feel empowered and optimistic about my financial future. I wholeheartedly recommend Money Ladder especially if you have the opportunity to work with Rudy Rosete. You won’t find a more knowledgeable or caring representative anywhere else.

James

My Faith Is Back!
I am so pleased I decided to reach out to them for help as I was so nervous about working with a company to help with my debt as I was scammed in the past! To this date all has been smooth sailing and represenative Bettina has been there for me the whole time through this process! Thank you for bringing my faith back & heloing me get out of debt and back on my feet again!

Michelle Lowe

Ready to Experience the Money Ladder Difference?

Money Ladder can help you consolidate cards and move to lower, fixed monthly payments designed to reduce debt over time. Contact us today to discuss how refinancing credit card debt with Money Ladder can benefit your finances.

Get started with a personal loan for credit card debt!

Loans available through Money Ladder are closed-end, unsecured personal loans funded by third party lenders. All loans and associated loan terms are subject to eligibility criteria, verification, and review of creditworthiness and history. Terms and conditions apply, and this offer is void where prohibited by law. Money Ladder does not provide financial, legal, or tax advice.

Fixed interest rates range from 4.99% to 34% and annual percentage rates (APRs) range from 6% to 35%. Loan amounts range from $1,000 to $60,000 and repayment periods range from 4 months to 72 months. All loan terms are subject to certain criteria, and not all loan applicants will qualify for the lowest interest rate or the maximum loan amount, which generally require excellent credit to obtain.

Money Ladder does not function as a loan broker, and it does not endorse any lender or loan broker. Money Ladder will not charge you for referring you to a lender, with whom you will ultimately deal directly. For specific questions related to your loan, please contact your lender directly. Money Ladder’s loan referral services are only offered in the following states: AL, AR, AZ, CA, CT, DE, DC, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, DE, MI, MO, MS, MT, NC, NE, NM, NJ, NV, NY, OH, OK, PA, RI, SC, SD, TN, TX, UT, VA, WV, VT, and WY. Money Ladder or the lender may request verification of your income and credit history and may request your authorization to obtain a consumer credit report to verify your identity and creditworthiness. To assess the offers for which you might qualify, Money Ladder may request authorization to conduct a “soft” credit pull, which will not affect your credit score. If you decide to proceed with applying for a loan, the lender may request a “hard” credit pull, which could affect your credit score. Upon request you will be informed of the name and address of the credit reporting agency furnishing any such report. NMLS Entity No. 2354693.

Take the first step!

We can help answer any questions you may have about Money Ladder or financial planning. Contact us today and find out how you can begin a partnership with us that will change your outlook on life.